Whiplash Injury
May 9, 2018
Insurance Subrogation Interests
May 11, 2018

Should You Buy Collision and Comprehensive Coverage?

May 10, 2018

Yes: If you took out a car loan to buy your car, your lender will probably require that you carry collision and comprehensive coverage.

Yes: If you lease your car, your leasing company likely requires you to buy collision and comprehensive coverage.

Yes: If you couldn’t afford to replace or significantly repair your car if you crashed it or if someone stole it.

Yes: If your area has a high incidence of car theft, vandalism, severe weather (like hail) or animal collisions and you don’t want to pay for repairs yourself, or a new car.

No: If your car is older and not worth a lot. Remember the maximum payout will be the value of your car if it’s totaled or stolen. If your car’s value is low, consider whether the potential payout would be worth the premiums you’ll pay. Remember, too, that the deductible amount will reduce any claims check. 

About 77% of all U.S. drivers buy comprehensive coverage, and 72% buy collision, according to an Insurance Information Institute analysis. 

Attorney Jacobs believes that everyone deserves a lawyer and always strives to achieve the best available legal outcomes for his clients. Attorney Jacobs cannot make promises as to what legal outcome he will be able to achieve for his clients; however, Attorney Jacobs can promise you that the care and concern he will show for you and your legal needs will be second to none. If you sustained a personal injury, the law firm of Daniel L. Jacobs Jr. LLC and Attorney Jacobs are here to assist you.

Contact us for a Free and Confidential Initial Consultation

If you have any questions about financial compensation for an injury sustained in an accident or during a medical procedure, schedule a free consultation with one of our attorneys.

Ohio: 21821 Libby Rd, Bedford Heights, OH 44146
North Carolina: 9711 David Taylor Dr. Suite 229, Charlotte, NC 28262



Daniel L. Jacobs Jr., LLC is state licensed and provides both legal representation and legal advice throughout the State of Ohio. Neither case testimonials found within our website, nor past case results guarantee and/or predict similar results in future cases. The information obtained by you on the website is not, and not intended to be, legal advice. The use and/or review of information on this site is not intended to create an attorney-client relationship. We invite you to contact us, and welcome your calls, letters and/or electronic mail. Any and all information shared and/or provided directly by you through email, contact forms, text messages, and/or phone calls will be kept confidential. Please feel free to contact us at info@danieljacobslaw.com for any further information.

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